Skip to content
Home » Blog » A Must Check: Full List of Loan Apps Approved by CBN & FCCPC

A Must Check: Full List of Loan Apps Approved by CBN & FCCPC

List of Loan Apps Approved by CBN

List of Loan Apps Approved by CBN: It’s no longer news that many loan apps are functioning or providing financial services without obtaining official approval or authorization from the Central Bank of Nigeria (CBN) and the Federal Competition and Consumer Protection Commission (FCCPC).

By so doing, differentiating the regulated lending apps from the unregulated ones is like trying to separate the wheat from the chaff.

Hence the safety of our finances is paramount, we find every reason to bring to you the full list of loan apps approved by CBN and FCCPC.

Whether you are looking for safe and licensed loan apps, want to compare loan options, or want to understand CBN regulations, this article is for you!

We kindly advise you to read to the end so that you will not miss any important information concerning this.

A Brief Overview of CBN And Their Role in Regulating Loan Apps

The Central Bank of Nigeria (CBN), established in 1958, is the apex monetary authority of Nigeria. They serve as the chief conductor of the Nigerian financial orchestra.

Its primary mandate lies in ensuring monetary and price stability through various levers like managing interest rates and issuing legal tender currency (the Nigerian Naira).

Beyond just money matters, the CBN promotes a sound financial system by overseeing and regulating commercial banks and other financial institutions.

They also serve as a banker of last resort and the chief financial adviser to the federal government of Nigeria.

While CBN plays a vital role in Nigeria’s financial system, its involvement with loan apps isn’t as direct as one might think.

Do You Know?

  • We offer expert financial advisor services that can help you achieve your goals.
  • We help individuals gain financial freedom.
  • We mentor individuals to become successful entrepreneurs.
  • We coach or mentor individuals in various digital skills (such as Cybersecurity, Web Design and Development, content creation, Mobile App Development, Data Analysis and Data Science, Digital Marketing, etc).

Get in Touch!

However, they hold the purse strings from a distance when it comes to loan apps, exerting an indirect but impactful influence.

Here’s a breakdown of the CBN’s role in the realm of loan apps:

  • Take decisions on monetary policy.
  • Promotes overall financial system stability.
  • Sets guidelines and regulations that all financial institutions, including loan apps, must adhere to.
  • Combate money laundering and terrorism financing.
  • License and regulate credit bureaus in Nigeria.
  • Promotes financial literacy initiatives to educate Nigerians about responsible borrowing practices.

CBN also collaborates with other agencies, including the Federal Competition and Consumer Protection Commission (FCCPC), which happens to be the primary body responsible for registering and regulating loan apps in Nigeria.

Before I bring to you the list of loan apps approved by CBN, let’s quickly take a look at an overview of FCCPC!

Also Check: Loans For Startup Business in Nigeria: How to Apply & More.

About FCCPC

The Federal Competition and Consumer Protection Commission (FCCPC) is Nigeria’s leading authority for competition and consumer protection.

This governmental agency was established in 2018, during the administration of President Muhammadu Buhari.

They function within the Federal Ministry of Trade and Investment. The key functions of FCCPC are competition advocacy, consumer protection, and advocacy and awareness.

Just like we stated above, the FCCPC is the primary body responsible for registering and regulating loan apps in Nigeria.

They collaborate with the CBN to ensure that loan apps operate within the legal framework and protect consumers.

This regulatory authority established a set of criteria that digital lending platforms or loan apps must meet before they can be approved to operate in Nigeria.

These criteria are outlined in the Limited Interim Regulatory/Registration Framework and Guidelines for Digital Lending 2022. Click here to view the document.

Without wasting much time, let me bring to you the full list of Loan Apps Approved by CBN and FCCPC!

Also Check: Education Loan in Nigeria: How to Apply & All You Need to Know.

Full List of Loan Apps Approved by CBN & FCCPC

Below is the full list of Loan Apps Approved by CBN and FCCPC. Note that this list contains both fully approved/conditional approved companies/digital money leading apps.

Also, the list is too long to be contained in a single table, so we divide it into multiple tables, for a good user experience.

List of Loan Apps Approved by CBN & FCCPC: Table 1

S/NName of AppType of Approval
01CLAN APPFull Approval
021-HOUR LOAN APPFull Approval
039CREDITFull Approval
04EDIKE APPConditional Approval
05NCASH APPSFull Approval
06LIFES TALIA APPConditional Approval
079CREDITFull Approval
08NCASH APPSFull Approval
09A1 CREDIT APPFull Approval
10ADASHE APPFull Approval
11AELLA APPFull Approval
12AIBANC MOBILE APPFull Approval
13AIRMONIFull Approval
14URGENT2K APPSFull Approval
15ALADDIN DIGITAL APPFull Approval
16ALEND APPFull Approval
17ALLAWEE APPFull Approval
18KIA KIA P2PConditional Approval
19RETAIL BOOSTERSConditional Approval
20LIDYA WEBConditional Approval
21ZIPPY APPConditional Approval
22DOLE APPConditional Approval
23TASERE LOAN APPConditional Approval
24GROWLY APPConditional Approval
25AVRO APPConditional Approval
26APEX LOAN APPFull Approval
27BALL APPFull Approval
28BANK ONE AND CBSL CREDIT APPSFull Approval
29BIMZUKASH APPFull Approval
30BLACKCOPPER APPFull Approval
31BLAZELOAN-ONLINE CREDIT LOAN APPFull Approval
32FLASHCREDIT-QUICK MONEY APPFull Approval
33BRANCH MOBILE APPFull Approval
34BUSIYARD CREDIT APPFull Approval
35CARBON APPFull Approval
36CARE CREDIT APPFull Approval
37CASHADVANCE APPFull Approval
38CASHOP APPFull Approval
39CASHOWOMI APPFull Approval
40CASHPADDIE APPFull Approval
419MONEY APPFull Approval
42PAYNAIRA APPFull Approval
43GBOBLOAN APPFull Approval
44ONEMONEY APPFull Approval
45HELPPO APPConditional Approval

List of Loan Apps Approved by CBN & FCCPC: Table 2

46LENDING AND YOUTHCORPER APPSConditional Approval
47GO CASH APPConditional Approval
48ROCKSHIELD DIGITAL SAVINGConditional Approval
49LENDHA.COMConditional Approval
50OWOAFARA.COMConditional Approval
51KWABA APPConditional Approval
52MYZENNAL.COMConditional Approval
53NOLT APPConditional Approval
54CREDITMONEY APPConditional Approval
55LOANMATE APPConditional Approval
56FEWCHORE PAY APPConditional Approval
57LUCRED APPConditional Approval
58NODCREDIT APPConditional Approval
59SOKO LOAN APPConditional Approval
609JA CASH APPConditional Approval
61GET CASH APPConditional Approval
62 FAST MONEY APPConditional Approval
63CASHRUN APPFull Approval
64MINTCREDIT APPFull Approval
65CREDITNOW APPFull Approval
66CREDIT WALLET APPFull Approval
67CREDITEASE APPFull Approval
68NAIRABOOST APPFull Approval
69CREDITFAST APPFull Approval
70CREDITGO APPFull Approval
71EASY MONEY LOAN APPFull Approval
72CREDITINN.COM.NGFull Approval
73CREDITMONEY APPFull Approval
74CREDITVILLE APPFull Approval
75CREDITWISEFull Approval
76KASHCASH APPSFull Approval
77GOMONI APPFull Approval
78TRUEMONEY APPFull Approval
79SURECREDIT APPFull Approval
80CREDPAL APPFull Approval
81CREVANCE.COMFull Approval
82CRIMSON APPFull Approval
83CSENSE APPFull Approval
84DOCREDITFull Approval
85CARE FINANCE APPFull Approval
86DOTBANK APPFull Approval
87DYNAMIQUEIOSFull Approval
88BANKBOOK.CLOUDFull Approval
89E4MONI APPFull Approval
90EASE CASH APPFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 3

91EASYFUND APPFull Approval
92ECON MART APPFull Approval
93HUBCASH APPFull Approval
94NEAR MONEY APPFull Approval
95LOAN247 (PAYLIST)Conditional Approval
96ALTARA APPConditional Approval
97PEBBLECRED APPConditional Approval
98VENDOR CREDIT APPConditional Approval
99RIVERMONEY APPConditional Approval
100RIVERBRAND APPConditional Approval
101FINPADI APPConditional Approval
102RETAIL BOOSTERS APPConditional Approval
103OKILO LOAN APPConditional Approval
104FLAME LOAN APPConditional Approval
105POPPOKKET APPConditional Approval
106LOAN PART APPConditional Approval
107GRIT-TECH LOAN APPConditional Approval
108LENDA APPConditional Approval
109PRIME PAY APPConditional Approval
110XERO ACCOUNTING APPConditional Approval
111FINRATUS APPConditional Approval
112AIBANC MOBILE APPConditional Approval
113EDIKA APPFull Approval
114EDONENTER APPFull Approval
115CREDIT-MOI APPFull Approval
116ELEPHANT APPFull Approval
117EXTRA CASH APPFull Approval
118QUICKTELLER APPFull Approval
119FAIRMONEY APPFull Approval
120FASTCENT APPFull Approval
121INTSWALLET APPFull Approval
122FEWCHORE PAY APPFull Approval
123FIRMUS MONIE APPFull Approval
124FLICKWHEEL APPFull Approval
125FLOAT -CASH APPFull Approval
126FLOATR APPFull Approval
127FLUNA APPFull Approval
128FULCRUMMONEY APPFull Approval
129SIGMAMONEY LOAN APPFull Approval
130TOKCASH LOAN APPFull Approval
131FUTURECASH APPFull Approval
132GALAXY CREDIT APPFull Approval
133GETCREDIT APPFull Approval
134GO LOAN APPFull Approval
135GOCASH APPFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 4

136GOLOAN APPFull Approval
137HALOWALLET APPFull Approval
138HCWALLET AND PRIME PAY APPSFull Approval
139HIFUND APPFull Approval
140HIKASH APPFull Approval
141PAPKASH APPFull Approval
142NEWCASH APPFull Approval
143ALIKASH APPFull Approval
144DOHCASH APPFull Approval
145YOHCASH APPFull Approval
146HIZO.AFRICAFull Approval
147HOMETOWN APPFull Approval
148ICREDIT APPFull Approval
159IMONEY APPFull Approval
150INSTANT LOAN APPFull Approval
151FLASH SILVER APPFull Approval
152CREDIT CUBE APPFull Approval
153GOOSE WALLETFull Approval
154URGENT MONEY APPFull Approval
155INSTANTCRED APPFull Approval
156IRORUN MOBILE APPFull Approval
157IRORUN WEBFull Approval
158IUSTUS APPFull Approval
159SNAPPY APPFull Approval
160CREDIT APPFull Approval
161KASH LOAN APPFull Approval
162CREDIT LOAN APPFull Approval
163NAIRALOAN APPFull Approval
164KASHOUT APPFull Approval
165FLASHCREDIT APPFull Approval
166SWIFTCREDIT APPFull Approval
167RAPIDLOANS APPFull Approval
168ACECREDIT APPFull Approval
169ACELOAN APPFull Approval
170RAPIDALART APPFull Approval
171KASHPAL APPFull Approval
172MINICREDIT APPFull Approval
173KIAKIA P2P APP AND KIYA APPFull Approval
174KIOWOPE APPFull Approval
175KLIKSAVE APPFull Approval
176KOBOGO APPFull Approval
177KOINS BY PRIMERA APPFull Approval
178KWIKPAY CREDIT APPFull Approval
179LENDME APPFull Approval
180LENDQUICK APPFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 5

181LENDWISE APPFull Approval
182LETSGO APP (LETSHEGO DIGITAL APPS)Full Approval
183LIBERTYCRED APPFull Approval
184LINKCREDIT APPFull Approval
185MONIEPOT APPFull Approval
186URKASH APPFull Approval
187KASHON APPFull Approval
188POWERKASH APPFull Approval
189LIONCASH APPFull Approval
190LAIRAPLUSFull Approval
191LCASHFull Approval
192CASHLION APPSFull Approval
193TRUENAIRA APPFull Approval
194CAYCREDIT APPFull Approval
195NAIRAPLUS APPFull Approval
196CRANCASH APPFull Approval
197LOANMATE APPFull Approval
198LOANNAIRA APPFull Approval
199AJELOAN APPFull Approval
200LOANNOW APPFull Approval
201RAPIDLEND APPFull Approval
202IKASHPRO APPFull Approval
203EASYLEND APPFull Approval
204LUCKYLOAN APPFull Approval
205ONECASH APPFull Approval
206RITECASH APPFull Approval
207FLYCASH APPFull Approval
208OMEGALOANFull Approval
209MENACRED APPFull Approval
210MENOFUND APPFull Approval
211MICROMONEY APPFull Approval
212MINIOMA APPFull Approval
213SNOWPAY APPFull Approval
214MINTBAG APPFull Approval
215MONEE APPFull Approval
216MONEY IN MINUTES APPFull Approval
217MONEYPAL APPFull Approval
218MONEYTREE APPFull Approval
219MONI/MONI AFRICA APPFull Approval
220MONIGO APPFull Approval
221MYCASHIER MOBILE APPFull Approval
222FAST POINT WEB APPFull Approval
223NAIRABOX APPFull Approval
224NAIRAGO APPFull Approval
225NAIRAMAX APPFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 6

226NAWABOX APPFull Approval
227MONEYSPACE APPFull Approval
228REALCREDIT APPFull Approval
229NAWA BUY NAIRAFull Approval
230NCREDITFull Approval
231NMONEYFull Approval
232FITLOANFull Approval
233SWIFTNAIRAFull Approval
234BGLOANFull Approval
235WECREDITFull Approval
236NEWLENDING APPFull Approval
237NEXTPAYDAY APPFull Approval
238NOWCREDIT APPFull Approval
239ALLCREDIT APPFull Approval
240PONYCASH APPFull Approval
241WAYACREDIT APPFull Approval
242CORRECTLOAN APPFull Approval
243OK CASH APPFull Approval
244PEARL CASH APPFull Approval
245OKASH APPFull Approval
246EASEMONI APPFull Approval
247OKILO LOAN APPFull Approval
248FLAME LOAN APPFull Approval
249OKILOCASH APPFull Approval
250LUMOSLOAN APPFull Approval
251OLA CREDIT APPFull Approval
252ARA CASH APPFull Approval
253OPP CASH APPFull Approval
254CHEDDAR APPFull Approval
255OMAFIN APPFull Approval
256OURPASS APPFull Approval
257OXLOAN PRO APPFull Approval
258OXYMON APPFull Approval
259OYESCREDIT APPFull Approval
260P2VEST APPFull Approval
261PASA APPFull Approval
262PAYCREDIT APPFull Approval
263PAYDAY LOAN APPFull Approval
264PAYFI APPFull Approval
265PAYHIPPO APPFull Approval
266PAYLATER APPFull Approval
267PENAID.NGFull Approval
268PENNEE APPFull Approval
269PITCH CREDIT APPFull Approval
270GETNAIRA APPFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 7

271PAYPOINT APPFull Approval
272PIVO APPFull Approval
273PLENTYCASH APPFull Approval
274STEADYKASH APPFull Approval
275LIFELINE APPFull Approval
275POCASH APPFull Approval
276POCKETFUEL APPFull Approval
277PROCASH APPFull Approval
278QCASH APPFull Approval
279MY CASH APPFull Approval
280HCASH APPFull Approval
281PROVEST APPFull Approval
282QUICKCHECK APPFull Approval
283RAPAID AFRICA APPFull Approval
284RED HARBOUR APPFull Approval
285REGXTA APPFull Approval
286RENMONEY INSTANT CASH LOANFull Approval
287RENNERS APPFull Approval
288REXAFRICA APPFull Approval
289ROCKETLEND-FASTMONEY APPFull Approval
290SILKLOAN-QUICKCASH LOAN APPFull Approval
291ROCKIT APPFull Approval
292FLEXI CASH APPFull Approval
293RUBIMONI APPFull Approval
294RUSHCREDIT APPFull Approval
295SALAD AFRICA APPFull Approval
296SAPA JUMP APPFull Approval
297SHARP COLLECT APPFull Approval
298TOGAIN APPFull Approval
299STREAM SAPA APPFull Approval
300SAVINGSBOX APPFull Approval
301SECUCASH APPFull Approval
302SEEDFI APPFull Approval
303SHARA APPFull Approval
304SHOPTOPUP APPFull Approval
305SOMEMONI APPFull Approval
306STARCREDIT APPFull Approval
307STASH APPFull Approval
308SUPERMONEY APPFull Approval
309MONEYHUB APPFull Approval
310CASHHOP APPFull Approval
312CREDITLAB APPFull Approval
313SUPERWALLET APPFull Approval
314GOSLING APPFull Approval
315SPENDMONEY APPFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 8

316FORTUNE TREASURE APPFull Approval
317GOLD SOURCE APPFull Approval
318SUPREME HELP CO-OPERATIVE SOCIETYFull Approval
319SWIFUND APPFull Approval
320LIMITED SYCAMORE APPFull Approval
321LIMITED SYCAMORE APPFull Approval
322TAP CASHFull Approval
323SHBUS APPSFull Approval
324CREDIT POCKETFull Approval
325TIGER CREDITH APPFull Approval
326KKCASH APPFull Approval
327ZCASH APPFull Approval
328EASYKASH APPFull Approval
329TLOAN APPFull Approval
330NICENAIRA APPFull Approval
331TCREDIT APPFull Approval
332PALMCASH APPFull Approval
333EASEMONEY APPFull Approval
334GREENCREDIT APPFull Approval
335TOPCHANCE APPFull Approval
336GOGETCREDIT APPFull Approval
337LILYCASH APPFull Approval
338CONSTANT CASH APPFull Approval
339TOPCREDIT.COM.NGFull Approval
340TRACTIONAPP APPFull Approval
341TRADE LENDA WEB APPFull Approval
342TRIVISTA APPFull Approval
343TWALELOAN APPFull Approval
344UC SALARY LOAN APPFull Approval
345KASHNOW APPFull Approval
246ULTRA CASH APPFull Approval
347ULTRA NAIRA APPFull Approval
348UMBA MOBILE APP AND UMBA WEBFull Approval
349UNLOCKCASH APPFull Approval
350SUNQUOTA APPFull Approval
351MASSIVE CARD APPFull Approval
352URGENT10K APPFull Approval
353 USHINE CASH APPFull Approval
354VALUE CREDIT APPFull Approval
355VEEND APPFull Approval
356VIBECREDIT APPFull Approval
357VIDUS LOAN APPFull Approval
358EARLY LOAN APPFull Approval
359HOPE LOAN APPFull Approval
360VKASH APPSFull Approval

List of Loan Apps Approved by CBN & FCCPC: Table 9

361VYBECASH APPFull Approval
362WEB PORTALFull Approval
363WEKASH APPFull Approval
364WINLOAN APPFull Approval
365WWW.COOLBUCKSNG.COMFull Approval
366WWW.SLASHFINANCES.COMFull Approval
367YANZU AFRIKA APPFull Approval
368YANZU KREDIT APPFull Approval
369YESCREDIT APPFull Approval
370ZELIA APPFull Approval
371ZEMCASH APPFull Approval
372ZUVY.COFull Approval
373WAKACASH APPFull Approval

Also Check: Car Loan in Lagos: Get Your Dream Car Today.

List of Loan Apps Approved by CBN: Conclusion

Thanks for following this article to the end! At this point, we believe that you can awesomely differentiate between the regulated lending apps and the unregulated ones.

We also believe that this piece of information will help you avoid being a victim of loan sharks or fake loan apps.

Our financial safety matters a lot, and by so doing, engaging with only trustworthy and legitimate lending platforms is paramount.

To serve you with up-to-date information, we will be updating this page in response to any changes concerning this topic. So, don’t forget to bookmark it for easy access in the future.

Now, let’s hear from you!

What do you have to say about the list of loan apps approved by CBN and FCCPC?

Which of the loan apps is your favorite?

You can use the comment section below if you have an opinion or a question concerning this!

Source: Instantmoni.com.

6 thoughts on “A Must Check: Full List of Loan Apps Approved by CBN & FCCPC”

  1. Pingback: EZ Cash Loan by Stanbic IBTC: How to Apply, And More - Instant Moni

  2. Pingback: Credit Card in Nigeria: How to Get and All You Need to Know - Instant Moni

  3. Pingback: Loan Apps in Nigeria: Compare, Choose, and Apply - Instant Moni

  4. Pingback: How to Borrow Money From Opay (Opay Loan) - Instant Moni

  5. Pingback: Top 8 Loan Apps Without BVN in Nigeria - Instant Moni

  6. Pingback: How to Get an IPPIS Loan in Nigeria: A Comprehensive Guide - Instant Moni

Leave a Reply

Your email address will not be published. Required fields are marked *