10 Legit Online Investment Platforms That Pays Daily

Are you looking for online investment platforms that pays daily? Do you want to invest and earn returns or simply want to learn more about these platforms? If your answer to any of the questions is yes then this article has a lot for you. Continue reading!

Investing your money to earn returns is no doubt a bae. It’s like making your money to work for you. Imagine waking up daily to see that figure and the commas increasing. No energy, no extra work! That sounds sweet, right?

This can even be a wiser decision if you have funds you don’t want to spend any time soon. Yeah, why leave your money in a savings account where you are earning nothing when there are platforms where you can invest the money to earn returns?

If you find this interesting, join us as we review some of the legit online investment platforms that pays daily, and as well, bring to you every important thing you need to know when investing online!

What are online investment platforms?

Online investment platforms, just like the name implies, are digital services or websites that allow individuals to invest their money in various financial products and assets through the Internet to earn a return. These platforms provide a wide range of investment opportunities, including stocks, bonds, mutual funds, real estate, cryptocurrencies, and more.

Currently, there are a lot of platforms that offer investment services, some focus on a single investment such as real estate, while some offer different types of investment. Each of these platforms has its features and frequency of payment. Some pay daily, some pay weekly, while others pay monthly or yearly.

While there are numerous platforms, selecting the right one is always challenging. This is because some of these platforms are not exactly what they claim they are or may not be offering the features you are expecting.

Because of this, we chose to carefully compare different platforms to help you go for the one that meets your needs and expectations.

While this article might not entirely resolve your issue, we believe it can address about 70% of your concerns. The beginning of your success in investment starts with choosing the right platform.

Without wasting time, let’s take a look at the top choices available!

10 Legit Online Investment Platforms That Pays Daily

Below is our list of the top 10 legit online investment platforms that pay daily. Note that this list is neither in ascending nor descending order.

1. PiggyVest

Piggivest is one of the most popular and leading investment platforms in Nigeria. This company has been operating for over 7 years and currently has over 4 million customers who have saved and invested billions of Naira with them.

They offer a better way to save and invest with diverse options for users to choose their preferences. With the platform, you can enjoy fixed savings, goal-oriented savings, automated savings, and flexible savings. You can also save and grow your money in foreign currencies such as Dollars.

The platform also boasts a top level of security to ensure that users’ funds and information are completely protected from fraud.

Piggivest interest rate ranges from 5%-15%.

2. Cowrywise

Cowrywise is another investment platform you will love to try! This platform was established in 2017 and has been one of the favorite choices for many individuals since then.

The platform aims to make savings and investing easier and more convenient by eliminating all the stress involved in saving or investing through its automated and easy-to-use platform.

With the platform, you can save as little as N1,000 (One thousand Naira) and there is no limit to how much you can save. Their interest rate is up to 12%. Once you begin your savings, you will start earning returns the following day.

There are about three types of savings and investments available on the platform; Regular Savings (for individuals who want to set their savings plan to daily, weekly, or monthly for at least 3 months), Life Goals (for individuals who want to meet commitments to long term financial goals), and Halal Savings (for Muslims who don’t want to earn interest on their savings).

The minimum duration you can keep your savings and investment with Cowrywise is 90 days and no maximum time limit. Your money can be withdrawn at the set maturity date.

Also Check: Real Estate Investment in Nigeria: How to Invest And More

3. Risevest

With Risevest, users have the opportunity to put their funds in some of the top global investments, across US stocks, US real estate, and fixed-income assets.

This platform, established in 2014, is aimed at connecting users to the top investing platform in the world to help them build wealth and achieve their financial goals.

Just like other platforms discussed above, Risevest offers diverse investment options. Whether you are looking for stable and safe returns or simply want to invest towards your goal, they have something for you!

The platform also provides a virtual card to help users make online transactions around the world with ease.

4. Trove

Trove is another awesome platform where you can invest, save, and earn returns with ease!

This platform was established with the ambition to help individuals get good value from their investments. They offer very competitive rates on the market. If you are saving in Naira, you will earn 20% annual returns and if you are saving in Dollars, you will earn up to 5.5% annual returns.

The platform also offers different investment options. Whether you are looking for stocks, ETFs, bonds and CPs, mutual funds, or real estate, you are good to go!

Their app is available on both Google Play and App Store.

5. Bamboo

Bamboo can not be left out of the top online investment platforms that pay daily. This platform, established in 2019, is an online platform that allows Africans to invest in real-time in local and foreign asset classes.

The platform is aimed at helping Africans build actual wealth through savings and investments. They boast the most robust data feeds about the market to ensure their investors do not miss out on the trends and, of course, move as the market moves.

Also, you don’t have to worry about your safety as the company is duly licensed by the Securities and Exchange Commission, Nigeria. They also use top-level bank security to ensure your funds and data are well protected with them.

6. Chipper Cash

Chipper Cash is not just an investment platform but a giant fintech that allows users to carry out various financial transactions such as sending and receiving money, bill payments, airtime purchases, and more.

This platform was established in 2018 by Ham Seunjogi and Majid Moujaled on the idea that moving money across the continent should be transparent, instant, and trouble-free.

They offer ease-to-go and good user experience services and that has gained them a lot of recognition. They currently have over 5 million users, 250,000 daily transactions, and have issued over 1 million virtual visa chipper cards.

With the platform, users can build their stock portfolio by investing in fractional shares of their favorite publicly traded companies. Here, you can invest as little as $1.

7. i-invest

i-invest is another company you should consider when looking for an online investment platform that pays daily. The platform is simply here to help you secure the bag, just like they said!

Established in 2018, the company is developed and managed by Parthian Partners Limited. It’s specially designed to enable users to carry out a wide range of financial services and products. This includes Treasury Bills, Insurance, Fixed Deposits, Equities, and Government Bonds.

One good thing about i-invest is that it gives you access to investment opportunities from numerous financial service providers. The platform is easy to use, well protected, and yes, duly licensed by the Securities and Exchange Commission, Nigeria.

You can enjoy their services both on the Web, Android, and iOS.

Also Check: 7 Best Savings Apps in Nigeria You Will Love

8. Accrue

Accrue is not just a savings or investment platform, it’s a digital financial service provider that allows users to send and receive money across Africa with ease. They also offer USD virtual cards to help users carry out their online purchases and payments smoothly.

With this company, you can earn like a pro with your investment, whether you are a beginner. Their platform is enhanced with resources that enable users to auto-invest in top-performing stocks and cryptocurrencies with minimal risk and peace of mind.

Here, you can invest as low as $1 and earn up to 5% annual interest. You can withdraw your money within minutes and at any time to your bank, mobile, or MPESA.

9. Carbon

Carbon is one of the top loan apps in Nigeria and Africa at large. This platform has been operating since 2012 and is now offering a wide range of financial services, including sending and receiving money, payments, savings, and investments.

The company is fully licensed and regulated by the Central Bank of Nigeria (CBN) to empower individuals with credit (loans), high-yield investment opportunities, and other financial services.

Without a doubt, Carbon is user-friendly and is highly recommended by many users who patronize their services. They currently have over 3 million people who are banking with them.

If you are looking for an online investment platform that pays daily, Carbon should not be far from your list. Their savings and investment options allow users to start as low as N100 and earn up to 15.5% interest at maturity.

10. Opay

Opay is now a must-have app for almost everyone in Nigeria. We use it to carry out our daily financial transactions, but do you know you can save or invest and earn awesomely on the platform?

They offer diverse savings and investment products to help users grow their wealth with peace of mind. If you are an Opay user, simply login to the platform and navigate to the Finance section and you will see all the savings and investment opportunities. These include:

• Owealth – Allows users to earn daily returns, which can be withdrawn at any time.
• Targets – Allows users to save daily, weekly, or monthly towards their goal.
• SafeBox – Allow users to save daily, weekly, or monthly automatically.
• Fixed – Allows users to deposit a specific amount of money for a predetermined period at a fixed interest rate.
• Spend & Save – Allows users to earn percentage savings every time they spend or transfer.

Do you want to save on Opay? Check our comprehensive guide on how to save money on Opay.

How to Choose the Right Platform for You

Choosing the right platform is the foundation, and of course, the beginning of your investment success. It is crucial for managing your investments effectively. Here are some key factors to consider:

1. Understand Your Goals

Are you investing for retirement, buying a home, or growing wealth? Your goals will dictate the type of platform you need.

2. Research the Types of Investments Available

Different platforms offer various asset classes such as stocks, bonds, ETFs, mutual funds, cryptocurrencies, real estate, and more. Make sure the platform supports the investments you’re interested in.

3. Fees and Commissions

Look at the fees associated with trading, account maintenance, and other services. Lower fees can significantly impact your returns over time.

4. Ease of Use

Consider the platform’s user interface and experience. A platform that is easy to navigate and understand can make investing more enjoyable and less stressful.

5. Investment Tools and Resources

Check if the platform offers research tools, educational resources, portfolio management tools, and other features that can help you make informed decisions.

6. Security and Regulation

Ensure the platform is regulated by relevant financial authorities and employs robust security measures to protect your investments and personal information.

7. Customer Service

Good customer support is essential, especially if you encounter issues or need assistance. Check for customer service availability, response time, and quality.

8. Reviews and Reputation

Read reviews and feedback from other users. Platforms with a good reputation and positive reviews are often more reliable.

9. Mobile Accessibility

If you prefer managing your investments on the go, ensure the platform has a robust mobile app with all the necessary features.

10. Demo Accounts or Trials

Some platforms offer demo accounts or free trials. Use these to get a feel for the platform before committing real money.

11. Integration with Other Accounts

Consider whether the platform can integrate with your bank accounts, other investment accounts, or financial planning software.

By carefully evaluating these factors, you can select an investment platform that aligns with your needs, making your investment journey smoother and more effective.

Things to Avoid When Choosing Online Investment Platforms That Pays Daily

1. Avoid platforms that lack transparency or are not well-known. Stick to platforms with a solid reputation and those verified by regulatory bodies.
2. Be wary of platforms that charge high fees or have hidden costs. These can significantly erode your returns over time.
3. Be skeptical of platforms that promise unusually high returns with minimal risk. These are often red flags for scams or Ponzi schemes.
4. Avoid platforms with negative reviews or complaints about withdrawal issues, poor customer service, or other red flags.
5. Stay away from platforms that do not clearly disclose their investment strategies, risks, and fees. Transparency is key to making informed decisions.
6. Ensure the platform uses proper security measures, such as SSL encryption, to protect your personal and financial information.
7. Avoid platforms that do not have clear, straightforward policies for withdrawing your money. Complicated or restrictive withdrawal processes can be a sign of trouble.
8. Avoid platforms that do not offer adequate customer support. Reliable customer service is essential for resolving any issues or answering your questions.
9. A good investment platform should offer educational resources to help you make informed decisions. Avoid platforms that do not provide any guidance or support.

Online Investment Platforms That Pays Daily: Final Thoughts

Thanks for following this article to the end! I believe that by now you have clearly understood everything you need to know about online investment platforms that pays daily and can now choose a perfect platform for your investment.

Investment, by its nature, involves some risks. However, by following some of the things outlined in this content, you are likely to overcome these obstacles.

Instantmoni is here to help you navigate the financial world effectively and build a perfect financial future. We provide guidance, education, and coaching in various financial fields. Don’t hesitate to reach out to us or leave a comment below if you have any questions or feedback.

Now, let’s hear from you!

What do you have to say about online investment platforms? Which of them would you love to try?